Liberty FCU

About Liberty Federal Credit Union

Member-owned since 1936, Liberty Federal Credit Union serves communities across the region with competitive rates, low fees, and a commitment to financial freedom.

Liberty FCU team meeting in a modern office
Our history

Rooted in educators. Built for members.

Liberty Federal Credit Union has proudly served its members and communities since 1936. Founded in Evansville, Indiana, the organization began as Evansville Teachers Federal Credit Union, created by local educators who came together to pool resources and provide affordable financial services to one another. What started as a small, member-driven cooperative operating out of school classrooms steadily grew over the decades into a full-service financial institution serving a broader membership base.


As membership expanded beyond the education sector and across southern Indiana, western Kentucky, and the greater Tennessee region, the credit union continued to evolve while remaining firmly rooted in its cooperative values. In 2022, the organization officially rebranded as Liberty Federal Credit Union to better reflect its inclusive membership, expanding geographic footprint, and commitment to financial freedom for all members, while still honoring its educator-founded roots.

Despite its growth, Liberty remains member-owned and member-focusedโ€”returning value through competitive rates, low fees, innovative products, and strong community investment.

Liberty Federal Credit Union

Today, Liberty Federal Credit Union is one of the regionโ€™s largest and most respected credit unions, serving hundreds of thousands of members with billions of dollars in assets. Despite this growth, Liberty remains member-owned and member-focused, returning value through competitive rates, low fees, innovative products, and strong community investment.

Our mission

Financial return for members

Liberty Federal Credit Unionโ€™s mission is simple and unwavering: To provide financial products and services with the greatest financial return to the membership.

Guided by core values such as integrity, service, innovation, security, financial stability, and a commitment to excellence, Liberty Federal Credit Union strives to strengthen both the financial lives of its members and the communities it serves through charitable giving, scholarships, and local partnerships.

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Financial advisor meeting with a couple
Values

What you can expect from Liberty

Member-owned

A cooperative model focused on improving membersโ€™ financial well-beingโ€”not shareholder returns.

Competitive value

Strong rates, low fees, and products designed to help members build long-term financial stability.

Innovation & security

Modern tools and secure banking practices that protect members and simplify everyday finances.

Community commitment

Local investment through scholarships, charitable giving, and partnerships that strengthen the region.

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“โ€œLibertyโ€™s cooperative philosophy is simple: decisions are made to improve membersโ€™ financial well-beingโ€”through competitive rates, low fees, and strong community investment.โ€”

Professional portrait representing Liberty FCU member experience

Member-first approach

Integrity โ€ข Service โ€ข Innovation

Liberty Federal Credit Union

Have questions about the physician mortgage program through Liberty FCU? Reach out to Matthew Ramsey to request a quote and confirm eligibility in your state.

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Serving eligible borrowers nationwide (select states excluded).