Meet Matthew

Matthew Ramsey | Liberty FCU

Helping physicians and medical professionals navigate home financing with clarity, speed, and a program built for your career stage.

Background

Experience that earns trust

Matthew has 29+ years in financial services and began his mortgage career in 1997. He’s consistently ranked among top loan officers in Florida and across the country—bringing a steady, consultative approach to every physician mortgage.

A longtime Florida Gulf Coast resident, Matthew previously served as a financial advisor at Merrill Lynch/Bank of America and formerly held Series 7 and Series 66 registrations, along with a Florida Life, Health & Annuity license.

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Aerial skyline view of Florida coastline at sunrise
Couple reviewing home financing documents together
Education

Built on strong fundamentals

Matthew earned a BS from the University of South Florida and pursued MBA coursework at Florida Gulf Coast University. He brings that analytical mindset to structuring loans that fit your goals—without overcomplicating the process.

Clear options and timelines

Fast, responsive communication

Guidance for complex income

Support through closing

Check Eligibility

Why work with Matthew

A process designed for physicians

Physician mortgages are different. Matthew focuses on making the path from pre‑approval to closing straightforward—so you can stay focused on your patients, your practice, and your move.

You’ll get a clear plan, proactive updates, and a lender-backed program through Liberty Federal Credit Union—including options for purchase, refinance, and construction-to-permanent financing.

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Years in financial services
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Mortgage career started
Coastal Florida skyline and waterways from above

★★★★★

““Matthew made the process simple and transparent. He understood physician income and timelines, and we closed on schedule with no surprises.””

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Client feedback

Purchase loan

Physician Mortgage Client

Tell me what you’re looking to do—purchase, refinance, or build—and I’ll help you understand your options and next steps.

Request a Quote

MRamsey@LibertyFCU.org

239.851.3549

Serving eligible borrowers nationwide (state availability applies).